Call Us: (844) 746-7297

Find a Lost Pet?

Prioritize Your Pet’s Health,
Not Financial Stress

  • Comprehensive Accident & Illness Coverage

  • Preventative Care Add-On Available

  • No Breed or Age Restrictions

  • 4 Pet-Centric Membership Perks Included

Starting at $19/mo

Prioritize Your Pet’s Health, Not Financial Stress

  • Accident & Illness Coverage
  • Preventative Care Available
  • No Breed or Age Restrictions

  • Additional Membership Perks

Fetch Your QuoteFetch Your Quote

Starting at $19/mo

Prioritize Your Pet’s Health, Not Financial Stress

  • Comprehensive Accident & Illness Coverage

  • Preventative Care Add-On Available
  • No Breed or Age Restrictions

  • 4 Pet-Centric Membership Perks Included

Fetch Your QuoteFetch Your Quote

Starting at $19/mo

Dog Insurance2024-09-04T15:47:48+00:00

Why You Need Dog Insurance?

Pet insurance can help reimburse you for your dog’s covered and approved vet bills, which may help you worry
less about your finances and focus on what really matters – your dog’s health.

$0
Health-related expenses for dogs can range from $534 – $1,285.
$0
You might spend upward of $19,000 just on medical care over the course of a dog’s 15-year life.
0%
Our customizable dog insurance plans can reimburse up to 90% of your vet bills.

Skin Allergies

What You Can Save 6

. .
You Pay
$250 Total Vet Bill
$2,500
Piggy Bank
Pin Paws Pet Care Covers $2,250

Growth or Tumor

What You Can Save 6

. .
You Pay
$160 Total Vet Bill
$1,600
Piggy Bank
Pin Paws Pet Care Covers $1,440

Heart Disease

What You Can Save 6

. .
You Pay
$250 Total Vet Bill
$2,500
Piggy Bank
Pin Paws Pet Care Covers $2,250

Diabetes

What You Can Save 6

. .
You Pay
$290 Total Vet Bill
$2,900
Piggy Bank
Pin Paws Pet Care Covers $2,610

Broken Bone

What You Can Save 6

. .
You Pay
$240 Total Vet Bill
$2,400
Piggy Bank
Pin Paws Pet Care Covers $2,160

Severe Trauma

What You Can Save 6

. .
You Pay
$1000 Total Vet Bill
$10,000
Piggy Bank
Pin Paws Pet Care Covers $9,000

Poisoning

What You Can Save 6

. .
You Pay
$300 Total Vet Bill
$3,000
Piggy Bank
Pin Paws Pet Care Covers $2,700

Cruciate Ligament Tear

What You Can Save 6

. .
You Pay
$500 Total Vet Bill
$5,000
Piggy Bank
Pin Paws Pet Care Covers $4,500

Dental Cleaning

What You Can Save 6

. .
You Pay
$50 Total Vet Bill
$500
Piggy Bank
Pin Paws Pet Care Covers $450

Spay or Neuter

What You Can Save 6

. .
You Pay
$60 Total Vet Bill
$600
Piggy Bank
Pin Paws Pet Care Covers $540

Vaccination

What You Can Save 6

. .
You Pay
$6 Total Vet Bill
$60
Piggy Bank
Pin Paws Pet Care Covers $54

Parasite Prevention

What You Can Save 6

. .
You Pay
$21 Total Vet Bill
$210
Piggy Bank
Pin Paws Pet Care Covers $189

Cost info sourced from How Much Does a Vet Visit Cost? and Average emergency vet costs what to expect.

WHY YOU NEED DOG INSURANCE?

Pet insurance can help reimburse you for your dog’s covered and approved vet bills, which may help you worry less about your finances and focus on what really matters – your dog’s health.

The yearly cost of health-related expenses for dogs can range from $534-$1,285.1

That means you might spend upward of $19,000 just on medical care over the course of a dog’s 15-year life.

OR

You could pay a premium starting at $19/month for a dog insurance policy2 that can help reimburse you for costly medical expenses.

A Pin Paws Pet Care insurance policy can potentially help you save, allowing you to make decisions about your dog’s health without cost being the deciding factor.

What’s Covered in Our Pet Insurance Plan?

Unexpected vet bills can be overwhelming, but with Pin Paws Pet Care insurance for cats and dogs,
you won’t have to choose between your pet’s health and your finances.

What’s Covered in Our Pet Insurance Plan?

Unexpected vet bills can be overwhelming, but with Pin Paws Pet Care insurance for cats and dogs, you won’t have to choose between your pet’s health and your finances.

Alert Accident & Injuries

Hospitalizations and emergency care

Cruciate ligaments, including anterior (ACL), medial (MCL), cranial (CCL), and posterior (PCL)2

Foreign body ingestions

illnesses & Conditions Illnesses & Conditions

Hereditary, congenital, and chronic conditions

Periodontal disease

Intervertebral disc disease (IVDD)2

Anal gland sacculitis, abscess, or cancer

Pregnancy3(for mother only)

Burial and/or cremation (including grief counseling4)

Procedures Procedures

Surgeries

Routine complications

Endodontics (root canal) and orthodontics (braces)

Removal of deciduous teeth3

Procedures Diagnostics

Diagnostic tests

X-rays

Ultrasounds

Exam fee

Procedures Prescriptions & Treatments

Prescription pet foods

Medications, including allergy and anxiety

Anal gland expression3

Preventative treatment3

Medicated baths

Treatment of heartworm, parasites, and Lyme disease

Cancer treatment

Holistic Alternatice Therapies Holistic/ Alternative Therapies

Prescribed holistic care (herbal remedies, aromatherapy, and CBD oil)

Alternative therapies (chiropractic, acupuncture, hydrotherapy, etc.)

What’s Covered Under the Preventative Care Add-On?

The optional preventative care plan enhances the standard injury and illness policy with extra wellness coverage for regular care5. Here’s a list of what can typically be covered with this optional benefit:

  • Parasites, heartworm and Lyme prevention
  • Vaccines
  • Teeth Cleaning
  • Supplements and vitamins5
  • Nail trim3
  • Genetic testing5 (only if purchased through a bet)
  • Dew claw removal6
  • Radiograph screenings6
  • Tail docking5
  • EKG
  • Spay/neuter
  • Behavior training (if recommended by a vet for anxiety or aggression)
  • Gastropexy5
  • Anal gland expression5

PIN PAWS PET CARE PERKS

Additional Ways to Protect Your Pet’s Health

01

Pin Paws

02

Virtual Vet

03

Pet Warranty

04

Rx Savings

05

Perks & Discounts

Pawsome Perks For Your Furry Friends

Unlimited Use for All Pets in Your Home

01

Pin Paws

02

Virtual Vet

03

Pet Warranty

04

Rx

Savings

05

Perks &

Discounts

No Breed or Age Restrictions

Description text of cat insurance Description text of cat insurance Description text of cat insurance

Whether they’re eating socks or getting into scrapes, puppies may need a lot of vet care.

Whether they’re eating socks or getting into scrapes, puppies may need a lot of vet care.

Whether they’re eating socks or getting into scrapes, puppies may need a lot of vet care.

NO BREED OR AGE RESTRICTIONS

We don’t believe in age restrictions and can cover the youngest puppies, the grayest seniors, and every age in between.

Whether they’re eating socks or getting into scrapes, puppies may need a lot of vet care.

Whether they’re eating socks or getting into scrapes, puppies may need a lot of vet care.

Whether they’re eating socks or getting into scrapes, puppies may need a lot of vet care.

Happy Pets, Happy Owners: Hear Their Stories

Discover What Others Are Saying About Pin Paws

Senior dogs need more care. Insurance helps with vet bills. It is comforting to give him the best care.

Laura Smith

Seattle, WA

After our dog’s accident, insurance covered most of the hefty vet bills. We could focus more on his recovery.

David Martinez

Miami, FL

When our cat needed urgent care, insurance covered it. No hesitation, just prompt, quality care.

Jessica Williams

Houston, TX

Our dog’s chronic condition needs meds and vet visits. Insurance helps manage costs. Health and happiness.

Ryan Davis

Chicago, IL

Insurance made vet visits affordable. No more worries about check-ups or illnesses. Best care for our cat.

Michael Brown

Los Angeles, CA

Pet insurance saved us when our dog needed surgery. We’re grateful to Pin Paws for covering most expenses.

Emily Johnson

New York, NY

TESTIMONIALS

Discover What Others Are Saying About Pin Paws.

Senior dogs need more care. Insurance helps with vet bills. It is comforting to give him the best care.

Laura Smith

Seattle, WA

After our dog’s accident, insurance covered most of the hefty vet bills. We could focus more on his recovery.

David Martinez

Miami, FL

When our cat needed urgent care, insurance covered it. No hesitation, just prompt, quality care.

Jessica Williams

Houston, TX

Our dog’s chronic condition needs meds and vet visits. Insurance helps manage costs. Health and happiness.

Ryan Davis

Chicago, IL

Insurance made vet visits affordable. No more worries about check-ups or illnesses. Best care for our cat.

Michael Brown

Los Angeles, CA

Pet insurance saved us when our dog needed surgery. We’re grateful to Pin Paws for covering most expenses.

Emily Johnson

New York, NY

Pawsitive Insights: Tips for Pet Parents

At Pin Paws, we strive to keep our pet parents engaged and responsible. Through our blog posts, we offer information
and education to sustain and enhance the health of the pets we serve.

READ OUR BLOG

A Little Bit Detail About Blog Like A Subtitle Of The Blog

Pet Health, Pet Safety

Everything Pet Parents Need to Know About Catnip

2 minute

December 19, 2024

Pet Health

What is a Virtual Vet?

4 minute

November 25, 2024

Pet Health

Protecting Your Pet: The Importance of the Rabies Vaccine for Dogs

2 minute

November 15, 2024

Pet Safety

Pet Safety Tips for Halloween: Protecting Your Dogs and Cats

2 minute

October 7, 2024

Pet Safety

The Hidden Dangers of Hot Concrete: Protecting Your Dog During Summer Walks

3 minute

July 31, 2024

Frequently Asked Questions

Find answers to commonly asked questions about Pin Paws Pet Care.

Pet owners can buy a pet insurance policy to help cover their pet’s health care expenses. With Pin Paws Pet Care, you may be able to cover up to 90% of the vet bill from any licensed veterinarian, specialist or emergency clinic across the U.S.6

Our process is simple and straightforward. Take your pet to the vet and pay the bill, then send your claim to us. You can file though our online portal, email, fax, or mail, and we’ll process your claim within 10 days. Then, if the claim expense is covered under your policy, you’ll receive reimbursement by check or direct deposit or through quick-pay options like Zelle and Apple Pay.

As soon as you get a new pet, it’s a good idea to start protecting them with pet insurance. MetLife pet insurance provides among the shortest wait period for accident and illness coverage7. Accident coverage and wellness coverage (for those who select it) begin on the effective date of your policy. Illness coverage begins 14 days later.

Frequently Asked Questions

Find Answers to Commonly Asked Questions About Pin Paws Pet Care.

Pet owners can buy a pet insurance policy to help cover their pet’s health care expenses. With Pin Paws Pet Care, you may be able to cover up to 90% of the vet bill from any licensed veterinarian, specialist or emergency clinic across the U.S.6

Our process is simple and straightforward. Take your pet to the vet and pay the bill, then send your claim to us. You can file though our online portal, email, fax, or mail, and we’ll process your claim within 10 days. Then, if the claim expense is covered under your policy, you’ll receive reimbursement by check or direct deposit or through quick-pay options like Zelle and Apple Pay.

As soon as you get a new pet, it’s a good idea to start protecting them with pet insurance. MetLife pet insurance provides among the shortest wait period for accident and illness coverage7. Accident coverage and wellness coverage (for those who select it) begin on the effective date of your policy. Illness coverage begins 14 days later.

PINPAWS OFFER SWEETER PRICE & ALSO SWEETER VALUE

A Little Bit Detail About Prices Subtitle Of The Offers A Little Bit Detail About Prices Subtitle Of The Offers

Click Below To Avail The Best Care For Your Family Member Avail The Best Care For Your Family Member

comprehensive plans you can customize

Pet parents can select accident and illness coverage with the option to add-on preventative wellness care.

Pin Paws Pet Care is budget-friendly. Click below to personalize your pet’s insurance plan today.

Contact Us

(844) 746-7297

Quick Links

Memberships

Help & Support

© 2018 - 2025 Pin Paws, LLC • All Rights Reserved.

1For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.

2Covered only if related to an illness, injury, or medically necessary

3Grief Counseling services are provided through an agreement with TELUS Health, an unaffiliated third-party service provider. Grief counseling services provided by TELUS Health are separate and apart from the insurance provided by MetLife. Not available to NY residents.

4 Covered only if recommended by a vet for illness, injury, or prevention

5Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

6Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor’s policy or coverage, please contact them or their representative directly.

Health Coverage for Your Furriest Family Members

Fetch Your QuoteFetch Your Quote

Contact Us

(844) 746-7297

© 2018 - 2025 Pin Paws, LLC • All Rights Reserved.

1For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.

2Covered only if related to an illness, injury, or medically necessary

3Grief counseling services are provided through an agreement with TELUS Health, an unaffiliated third-party service provider. Read More

4 Covered only if recommended by a vet for illness, injury, or prevention

5Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

6Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Read More

Our Pin Paws team will be out of office for the Christmas break from December 23rd to December 29th to enjoy some much-needed time with their loved ones, both two- and four-legged. We’ll be back and ready to assist you on December 30th. If you need immediate assistance or have found a lost pet, please call our 24/7 hotline at 844-746-7297. Thank you for your understanding, and we wish you a wonderful holiday season!

Our Pin Paws team will be out of office for the Christmas break from December 23rd to December 29th to enjoy some much-needed time with their loved ones, both two- and four-legged. We’ll be back and ready to assist you on December 30th. If you need immediate assistance or have found a lost pet, please call our 24/7 hotline at 844-746-7297. Thank you for your understanding, and we wish you a wonderful holiday season!

How Does the Pin Paws Family Plan Work?

The Family plan from Pin Paws Pet Care, backed by MetLife Pet, provides coverage for all your furry family members. You’ll enjoy the advantages of a typical MetLife Pet Insurance plan, but with a single policy and a shared deductible for up to three dogs or cats.

The benefits of the Family Plan are as follows:

  • Enroll up to three pets under one policy
  • Customizable plan options
  • Policies can be a mix of cats and dogs
  • Optional Preventive Care coverage

  • One annual limit shared across all pets in the family plan

  • One annual deductible per policy
  • No per-pet coverage limits

Multiple Pet Discount

Get a discount when you group up to three dogs and cats together on the same plan for easy savings.

Shared Deductible

Add up to three dogs and cats onto the same policy, and hit your deductible faster.

Combine Cats & Dogs

No need to manage multiple plans. Group your cats and dogs into a single plan for simplicity and ease.

Flexible Coverage

A shared annual limit lets you allocate more coverage where needed, while protecting your other pets.

How Pin Paws Pet Care Can Help You Save

Our customizable pet insurance plans can reimburse up to 90% of your vet bills.
Here’s an example of how Pin Paws Pet Care can help a pet parent save.

Skin Allergies

What You Can Save 6

. .
You Pay
$250 Total Vet Bill
$2,500
Piggy Bank
Pin Paws Pet Care Covers $2,250

Growth or Tumor

What You Can Save 6

. .
You Pay
$160 Total Vet Bill
$1,600
Piggy Bank
Pin Paws Pet Care Covers $1,440

Heart Disease

What You Can Save 6

. .
You Pay
$250 Total Vet Bill
$2,500
Piggy Bank
Pin Paws Pet Care Covers $2,250

Diabetes

What You Can Save 6

. .
You Pay
$290 Total Vet Bill
$2,900
Piggy Bank
Pin Paws Pet Care Covers $2,610

Broken Bone

What You Can Save 6

. .
You Pay
$240 Total Vet Bill
$2,400
Piggy Bank
Pin Paws Pet Care Covers $2,160

Severe Trauma

What You Can Save 6

. .
You Pay
$1,000 Total Vet Bill
$10,000
Piggy Bank
Pin Paws Pet Care Covers $9,000

Poisoning

What You Can Save 6

. .
You Pay
$300 Total Vet Bill
$3,000
Piggy Bank
Pin Paws Pet Care Covers $2,700

Cruciate Ligament Tear

What You Can Save 6

. .
You Pay
$500 Total Vet Bill
$5,000
Piggy Bank
Pin Paws Pet Care Covers $4,500

Dental Cleaning

What You Can Save 6

. .
You Pay
$50 Total Vet Bill
$500
Piggy Bank
Pin Paws Pet Care Covers $450

Spay or Neuter

What You Can Save 6

. .
You Pay
$60 Total Vet Bill
$600
Piggy Bank
Pin Paws Pet Care Covers $540

Vaccination

What You Can Save 6

. .
You Pay
$6 Total Vet Bill
$60
Piggy Bank
Pin Paws Pet Care Covers $54

Parasite Prevention

What You Can Save 6

. .
You Pay
$21 Total Vet Bill
$210
Piggy Bank
Pin Paws Pet Care Covers $189

Skin Allergies

What You Can Save 6

. .
You Pay
$250 Total Vet Bill
$2,500
Piggy Bank
Pin Paws Pet Care Covers $2,250

Growth or Tumor

What You Can Save 6

. .
You Pay
$160 Total Vet Bill
$1,600
Piggy Bank
Pin Paws Pet Care Covers $1,440

Heart Disease

What You Can Save 6

. .
You Pay
$250 Total Vet Bill
$2,500
Piggy Bank
Pin Paws Pet Care Covers $2,250

Diabetes

What You Can Save 6

. .
You Pay
$290 Total Vet Bill
$2,900
Piggy Bank
Pin Paws Pet Care Covers $2,610

Broken Bone

What You Can Save 6

. .
You Pay
$240 Total Vet Bill
$2,400
Piggy Bank
Pin Paws Pet Care Covers $2,160

Severe Trauma

What You Can Save 6

. .
You Pay
$1,000 Total Vet Bill
$10,000
Piggy Bank
Pin Paws Pet Care Covers $9,000

Poisoning

What You Can Save 6

. .
You Pay
$300 Total Vet Bill
$3,000
Piggy Bank
Pin Paws Pet Care Covers $2,700

Cruciate Ligament Tear

What You Can Save 6

. .
You Pay
$500 Total Vet Bill
$5,000
Piggy Bank
Pin Paws Pet Care Covers $4,500

Dental Cleaning

What You Can Save 6

. .
You Pay
$50 Total Vet Bill
$500
Piggy Bank
Pin Paws Pet Care Covers $450

Spay or Neuter

What You Can Save 6

. .
You Pay
$60 Total Vet Bill
$600
Piggy Bank
Pin Paws Pet Care Covers $540

Vaccination

What You Can Save 6

. .
You Pay
$6 Total Vet Bill
$60
Piggy Bank
Pin Paws Pet Care Covers $54

Parasite Prevention

What You Can Save 6

. .
You Pay
$21 Total Vet Bill
$210
Piggy Bank
Pin Paws Pet Care Covers $189

Cost info sourced from How Much Does a Vet Visit Cost? and Average emergency vet costs what to expect.

What’s Not Covered Under Pin Paws Pet Care?

To help make insurance premiums affordable for all pet parents, there are some exclusions- as with every pet insurance company. The following are not covered under any Pin Paws Pet Care policy:

  • Pre-existing conditions*
  • Microchipping
  • Breeding or conditions related to breeding
  • Obedience training
  • Grooming costs and routine nail trims
  • Non-prescription food
  • Organ transplant

  • Illness or injury that arises out of racing, coursing, commercial guarding, law enforcement, or organized fighting of your pet

  • Health/travel certificates
  • Elective surgeries

  • Cosmetic or aesthetic procedures

*Pet insurance companies typically don’t fully cover pre-existing conditions, which are generally illnesses, injuries, or symptoms that occurred prior to the coverage date and/or any applicable waiting period. However, MetLife Pet may actually cover certain pre-existing conditions when switching providers. These include conditions that were covered by a previous insurance provider for group policyholders.

What’s Not Covered Under Pin Paws Pet Care?

To help make insurance premiums affordable for all pet parents, there are some exclusions- as with every pet insurance company. The following are not covered under any Pin Paws Pet Care policy:

  • Pre-existing conditions*
  • Microchipping
  • Breeding or conditions related to breeding
  • Obedience training
  • Grooming costs and routine nail trims
  • Non-prescription food
  • Organ transplant

  • Illness or injury that arises out of racing, coursing, commercial guarding, law enforcement, or organized fighting of your pet

  • Health/travel certificates
  • Elective surgeries

  • Cosmetic or aesthetic procedures

*Pet insurance companies typically don’t fully cover pre-existing conditions, which are generally illnesses, injuries, or symptoms that occurred prior to the coverage date and/or any applicable waiting period. However, MetLife Pet may actually cover certain pre-existing conditions when switching providers. These include conditions that were covered by a previous insurance provider for group policyholders.

Find a Lost Pet?

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Find a Lost Pet?

Please enter the pet tag ID number below:

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